Cookie Policy
1. What Are Cookies
Cookies are small text files that are stored on your device when you visit our website. They help us provide you with a better experience by remembering your preferences and understanding how you use our application.
2. How We Use Cookies
We use cookies for two main purposes:
2.1 Essential Cookies (No Consent Required)
These cookies are necessary for our website to function properly:
- Authentication: To keep you signed in to your account
- Preferences: To remember your settings like theme (dark/light mode), language, and currency
- Consent Management: To remember your cookie consent choices
- Security: To protect against fraud and ensure secure access to your account
2.2 Analytics Cookies (Consent Required)
These cookies help us understand how you use our application and are only activated with your explicit consent:
- Microsoft Clarity: Records user sessions and creates heatmaps to understand user behavior
- Performance Monitoring: Helps us identify and fix technical issues
3. Specific Cookies We Use
3.1 First-Party Cookies
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
analytics-consent | Stores your cookie consent preferences | Persistent | Essential |
theme | Remembers your theme preference (light/dark) | Persistent | Essential |
language | Stores your language preference | Persistent | Essential |
auth-token | Maintains your login session | Session/Persistent | Essential |
3.2 Third-Party Cookies
Microsoft Clarity Cookies (Analytics - Consent Required):
- Purpose: Session recordings, heatmaps, and user interaction analysis
- Data Controller: Microsoft Corporation (USA)
- Duration: Various, up to 2 years
- Data Transfers: USA (protected by EU-US Data Privacy Framework)
Stripe Cookies (Essential - No Consent Required):
- Purpose: Fraud prevention, payment security, and checkout functionality during the Pro subscription purchase process
- Data Controller: Stripe, Inc. (USA)
- Duration: Various, up to 2 years
- Data Transfers: USA (PCI DSS Level 1 certified, EU-US Data Privacy Framework compliance)
4. Your Cookie Consent Choices
4.1 Giving Consent
When you first visit 1ndexed, you'll see a consent banner asking for permission to use analytics cookies. You can:
- Accept: Allow all analytics cookies to help us improve our service
- Decline: Use only essential cookies necessary for the website to function
4.2 Managing Your Preferences
You can change your cookie preferences at any time by:
- Consent Banner: If you previously declined, the banner will reappear on your next visit
- Browser Settings: Most browsers allow you to control or delete cookies
- Contact Us: Email us to request changes to your consent preferences
4.3 Withdrawing Consent
You can withdraw your consent for analytics cookies at any time by:
- Clearing your browser cookies for our website
- Contacting us directly to reset your consent preferences
- Using your browser's privacy settings to block third-party cookies
5. What Happens When You Decline Cookies
If you decline analytics cookies:
- ✅ ✅ Full Functionality: All core features of 1ndexed continue to work normally
- ✅ ✅ Your Data: Your portfolio data and account functionality remain unaffected
- ❌ ❌ Analytics: We won't be able to track usage patterns to improve our service
- ❌ ❌ Support: We may have less information to help diagnose technical issues
6. Third-Party Analytics Details
6.1 Microsoft Clarity
- What We Track: Mouse movements, clicks, scrolling behavior, page heatmaps
- Data Collected: Anonymized session recordings, interaction patterns
- Privacy Measures: IP address anonymization, sensitive data masking
- Data Location: United States
- Privacy Policy: https://privacy.microsoft.com/en-us/privacystatement
7. Data Protection and International Transfers
Microsoft Clarity is based in the United States. Data transfers are protected by:
- EU-US Data Privacy Framework: Microsoft participates in this framework approved by the European Commission
- Standard Contractual Clauses: Additional legal safeguards for data protection
- Privacy Shield Successor: Adequate level of protection as determined by EU authorities
8. Browser Cookie Controls
You can control cookies through your browser settings:
Chrome
Chrome: Settings > Privacy and Security > Cookies and other site data
Firefox
Firefox: Settings > Privacy & Security > Cookies and Site Data
Safari
Safari: Preferences > Privacy > Manage Website Data
Edge
Edge: Settings > Cookies and site permissions > Cookies and site data
9. Do Not Track Signals
Our analytics tools are configured to ignore "Do Not Track" browser signals as permitted under GDPR when explicit consent is obtained. However, declining our consent banner achieves the same result as enabling Do Not Track.
10. Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in:
- Cookie technologies we use
- Legal requirements
- Our data practices
When we make material changes, we'll update the "Last updated" date and may seek fresh consent where required by law.
11. Contact Us
If you have questions about our use of cookies or this Cookie Policy:
For EU data protection concerns, you can also contact your local data protection authority.